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XM Group Review

Read our concise, full review on the pros and cons of XM Group

4.7

Overall rating

4.3

(204 reviews

)

User Rating

Visit XM (xm.com)

Setup Cashback

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Rebates

Review

User Reviews (204)

Forum Posts (0)

Written by Angelo Martins

Edited by David Johnson

Fact checked by Evelina Laurinaityte

Human moderated by Jason Peterson

Last updated March 2025

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XM (xm.com) User reviews
XM (xm.com) Regulation / Money Protection
XM (xm.com) Overall rating
XM (xm.com) Profile
XM (xm.com) Account types
XM (xm.com) Web traffic
XM (xm.com) Promotions

XM (xm.com) User reviews

4.3

(204

)

Ranked 59 out of 1724 (Forex Brokers)

This rating is based on 171 reviews by users that proved they are real customers of this company. All reviews undergo significant human and technical moderation. Companies that get 30+ reviews by verified reviewers are scored only on their ratings by verified reviewers and get a green checkmark by their rating.

XM (xm.com) Regulation / Money Protection

5.0

Company	Licenses & Regulations	Deposit Compensation Scheme	Max. Leverage Retail Clients
Trading Point of Financial Instruments Pty Ltd	Australia - AU ASIC		30 : 1
Trading Point of Financial Instruments Limited	Cyprus - CY CYSEC	up to €20,000	30 : 1
XM Global Limited	Belize - BZ FSC		1000 : 1
Trading Point MENA Limited	United Arab Emirates - AE DFSA		30 : 1

XM (xm.com) Overall rating

4.7

Ranked 4 out of 1724 (Forex Brokers)

Overall rating is derived from an aggregate of ratings in multiple categories.

	Rating	Weight
User Rating	4.3 (204 reviews)	3
Popularity	4.8	3
Regulation	5.0	2
Pricing rating	4.8	1
Features	Not rated	1
Customer Support	Not rated	1

XM (xm.com) Profile

Company Name	XM Group operating under: Trading Point of Financial Instruments Ltd (CySEC license 120/10) Trading Point of Financial Instruments Pty Ltd (ASIC license 443670) Trading Point MENA Limited (DFSA license F003484) XM Global Limited (FSC license 000261/27)
Categories	Forex Brokers, Cryptocurrency Brokers, Forex Rebates, Cryptocurrency Rebates
Primary Category	Forex Brokers
Year Founded	2009
Headquarters	Australia, Belize, Cyprus
Account Currency	AUD, CHF, EUR, GBP, HUF, JPY, PLN, SGD, USD, ZAR
Client funds bank	Investment Grade Banks
Support Languages	Arabic, Chinese, English, Dutch, French, German, Greek, Hindi, Hungarian, Indonesian, Italian, Korean, Malay, Polish, Portuguese, Russian, Spanish, Thai, Turkish, Vietnamese, Bengali, Urdu, Czech, Swedish, Filipino
Funding Methods	Bank Wire, China Union Pay, Credit/Debit Card, Neteller, Skrill
Financial Instruments	Futures, Forex, Indices, Oil/Energies, Metals, Soft Commodities (coffee, sugar...)
Prohibited Countries	Cuba, Iran, North Korea, Myanmar, Russia, Sudan, Syria, United States

24 hour support

Segregated Accounts

Islamic Accounts

Accepts Canadian clients

Accepts Japanese Clients

Non expiring demo

Trading API

Cent accounts

Negative balance protection

Social trading

Regulatory deposit insurance

Trailing stops

Bonuses

Interest on margin

Fixed spread

Variable spread

XM (xm.com) Account types

	Micro	Standard	XM Zero	Ultra Low
Commission	-		$3.5 Per Lot Per 100K USD Traded	-
Maximum leverage	1000:1		30:1	1000:1
Mobile Platform	MT4 Mobile, MT5 Mobile
Trading platform	MT4, MT5, WebTrader
Spread Type	Variable Spread
Minimum Deposit	5
Minimum Trade Size	0.01
Trailing Stops
Scalping Allowed
Hedging Allowed
Islamic Accounts

	Micro
Maximum leverage	1000:1
Typical Spread	1.8-2.1
Trading platform	MT4MT5WebTrader
Mobile platform	MT4 MobileMT5 Mobile
Spread type	Variable Spread
Minimum deposit	5
Minimum Trade Size	0.01
Trailing Stops
Scalping Allowed
Hedging Allowed
Islamic Accounts

	Standard
Maximum leverage	1000:1
Typical Spread	1.8-2.1
Trading platform	MT4MT5WebTrader
Mobile platform	MT4 MobileMT5 Mobile
Spread type	Variable Spread
Minimum deposit	5
Minimum Trade Size	0.01
Trailing Stops
Scalping Allowed
Hedging Allowed
Islamic Accounts

	XM Zero
Commission	$3.5 Per Lot Per 100K USD Traded
Maximum leverage	30:1
Typical Spread	0-0.1
Trading platform	MT4MT5WebTrader
Mobile platform	MT4 MobileMT5 Mobile
Spread type	Variable Spread
Minimum deposit	5
Minimum Trade Size	0.01
Trailing Stops
Scalping Allowed
Hedging Allowed
Islamic Accounts

	Ultra Low
Maximum leverage	1000:1
Typical Spread	0.06
Trading platform	MT4MT5WebTrader
Mobile platform	MT4 MobileMT5 Mobile
Spread type	Variable Spread
Minimum deposit	5
Minimum Trade Size	0.01
Trailing Stops
Scalping Allowed
Hedging Allowed
Islamic Accounts

XM (xm.com) Web traffic

Our web traffic data is sourced from SimilarWeb and sums the traffic data of all websites associated with a broker. Organic visits are visits the broker didn't pay for, based on the available data. This data updates once monthly and can be based on data purchased from internet service providers, traffic metrics sourced by a third party such as Google Analytics that the company chooses to share with SimilarWeb, etc.

Websites	xm.com xmglobal.com xm.com/au
Organic monthly visits	15,670,516 (96%)
Organic traffic rank	3 out of 1724 (Forex Brokers)
Paid monthly visits	633,941 (4%)
Total monthly visits	16,304,457
Bounce rate	53%
Pages per visit	2.86
Average visit duration	00:02:32.9200000

XM (xm.com) Promotions

XM (xm.com) User Rating

4.3

(204)

XM (xm.com) reviews by verified customers, cashback rebates, expert ratings, spreads & fees, leverage, demo accounts, downloads, trading platforms and more.

_{Please make sure your comments are relevant and that they do not promote anything. Irrelevant comments, including inappropriate or promotional links, and comments containing abusive, vulgar, offensive, threatening or harassing language, or personal attacks of any kind, will be deleted.}

XM (xm.com) Cashback rebates
Notes
What are XM (xm.com) rebates?
How do XM (xm.com) rebates work?
How much XM (xm.com) rebates can I earn?
Are XM (xm.com) rebates a scam; do my spreads increase?
Are there any other benefits to signing up for XM (xm.com) rebates?
How are forex rebates paid?

XM (xm.com) Cashback rebates

Setup Cashback

We will beat any competitor offer!*

Cash back rebates are paid per round turn lot unless otherwise specified. 1 Lot = 100,000 base currency units traded.

	Micro	Standard	XM Zero	Ultra Low
Forex	$5.5 Per Lot		$2.2 Per Lot	Up to $7.50 Per Lot
Oil / Energies	Up to $37.50 Per Lot		Up to $34.08 Per Lot	Up to $37.50 Per Lot
Metals	Gold Silver $5.50 Per Lot		Gold Silver $2.2 Per Lot	Gold $3.00 Per Lot Silver $7.50 Per Lot
Shares / Equities	Up to $37.50 Per Lot		Up to $34.08 Per Lot	Up to $37.50 Per Lot
Indices	Up to $37.50 Per Lot		Up to $34.08 Per Lot	Up to $37.50 Per Lot
Soft commodities (coffee,sugar...)	Up to $37.50 Per Lot		Up to $34.08 Per Lot	Up to $37.50 Per Lot
Cryptocurrencies	Up to $37.50 Per Lot		Up to $34.08 Per Lot	Up to $37.50 Per Lot
Payment Options	Direct to your XM MyWallet (2x weekly) Cash back is credited directly to your XM MyWallet. Trading for Friday to Monday is credited the following Thursday. Trading for Tuesday to Thursday is credited the following Tuesday. Monthly Cash Back - Real Time Reports Payments are credited and sent automatically by the 12th day of the month for trades where cashback has been accumulated between the first and the last day of the previous month. Real-time “reports” are posted on your profile dashboard: 1) for most MT4 accounts every 10 minutes; 2) for XM accounts every few hours; 3) and for all: MT5, Tickmill, IC Markets, IC Trading & EightCap accounts (Crypto transactions are not included in Real-time reports) once daily.

	Micro
Forex	$5.5 Per Lot
Oil / Energies	Up to $37.50 Per Lot
Metals	Gold Silver $5.50 Per Lot
Shares / Equities	Up to $37.50 Per Lot
Indices	Up to $37.50 Per Lot
Soft commodities (coffee,sugar...)	Up to $37.50 Per Lot
Cryptocurrencies	Up to $37.50 Per Lot
Payment Options	Direct to your XM MyWallet (2x weekly) Cash back is credited directly to your XM MyWallet. Trading for Friday to Monday is credited the following Thursday. Trading for Tuesday to Thursday is credited the following Tuesday. Monthly Cash Back - Real Time Reports Payments are credited and sent automatically by the 12th day of the month for trades where cashback has been accumulated between the first and the last day of the previous month. Real-time “reports” are posted on your profile dashboard: 1) for most MT4 accounts every 10 minutes; 2) for XM accounts every few hours; 3) and for all: MT5, Tickmill, IC Markets, IC Trading & EightCap accounts (Crypto transactions are not included in Real-time reports) once daily.

	Standard
Forex	$5.5 Per Lot
Oil / Energies	Up to $37.50 Per Lot
Metals	Gold Silver $5.50 Per Lot
Shares / Equities	Up to $37.50 Per Lot
Indices	Up to $37.50 Per Lot
Soft commodities (coffee,sugar...)	Up to $37.50 Per Lot
Cryptocurrencies	Up to $37.50 Per Lot
Payment Options	Direct to your XM MyWallet (2x weekly) Cash back is credited directly to your XM MyWallet. Trading for Friday to Monday is credited the following Thursday. Trading for Tuesday to Thursday is credited the following Tuesday. Monthly Cash Back - Real Time Reports Payments are credited and sent automatically by the 12th day of the month for trades where cashback has been accumulated between the first and the last day of the previous month. Real-time “reports” are posted on your profile dashboard: 1) for most MT4 accounts every 10 minutes; 2) for XM accounts every few hours; 3) and for all: MT5, Tickmill, IC Markets, IC Trading & EightCap accounts (Crypto transactions are not included in Real-time reports) once daily.

	XM Zero
Forex	$2.2 Per Lot
Oil / Energies	Up to $34.08 Per Lot
Metals	Gold Silver $2.2 Per Lot
Shares / Equities	Up to $34.08 Per Lot
Indices	Up to $34.08 Per Lot
Soft commodities (coffee,sugar...)	Up to $34.08 Per Lot
Cryptocurrencies	Up to $34.08 Per Lot
Payment Options	Direct to your XM MyWallet (2x weekly) Cash back is credited directly to your XM MyWallet. Trading for Friday to Monday is credited the following Thursday. Trading for Tuesday to Thursday is credited the following Tuesday. Monthly Cash Back - Real Time Reports Payments are credited and sent automatically by the 12th day of the month for trades where cashback has been accumulated between the first and the last day of the previous month. Real-time “reports” are posted on your profile dashboard: 1) for most MT4 accounts every 10 minutes; 2) for XM accounts every few hours; 3) and for all: MT5, Tickmill, IC Markets, IC Trading & EightCap accounts (Crypto transactions are not included in Real-time reports) once daily.

	Ultra Low
Forex	Up to $7.50 Per Lot
Oil / Energies	Up to $37.50 Per Lot
Metals	Gold $3.00 Per Lot Silver $7.50 Per Lot
Shares / Equities	Up to $37.50 Per Lot
Indices	Up to $37.50 Per Lot
Soft commodities (coffee,sugar...)	Up to $37.50 Per Lot
Cryptocurrencies	Up to $37.50 Per Lot
Payment Options	Direct to your XM MyWallet (2x weekly) Cash back is credited directly to your XM MyWallet. Trading for Friday to Monday is credited the following Thursday. Trading for Tuesday to Thursday is credited the following Tuesday. Monthly Cash Back - Real Time Reports Payments are credited and sent automatically by the 12th day of the month for trades where cashback has been accumulated between the first and the last day of the previous month. Real-time “reports” are posted on your profile dashboard: 1) for most MT4 accounts every 10 minutes; 2) for XM accounts every few hours; 3) and for all: MT5, Tickmill, IC Markets, IC Trading & EightCap accounts (Crypto transactions are not included in Real-time reports) once daily.

Notes

Account availability depends on the XM entity with which the client trades, as well as the instruments being traded.
Rebate clients are not eligible to receive bonuses.

Crypto-CFD trading is subject to regulatory oversight in Thailand. Residents should stay informed about any updates or changes in regulations that may affect their trading activities.

Rebates are not paid for:

Accounts registered with: ASIC, CySEC, Dubai DFSA entities
Residents of Australia, Argentina, Belgium, Latvia, Portugal or Spain
Existing EEA/UK XM clients not currently under Clear Markets.

Rebates are not paid on: 1) trades held less than 5 minutes; 2) the percentage of a trade using bonus money as margin; 3) hedged positions.

Non-USD rebates are converted to USD.

Non-forex instruments: https://www.xm.com/equity-indices?gid=320

What are XM (xm.com) rebates?

XM (xm.com) rebates are a portion of the transaction cost that is paid back to the client on each trade, resulting in a lower spread and improved win ratio. For example, if your rebate is 1 pip and the spread is 3 pips, then your net spread is only 2 pips.

Many traders initially believe there must be higher costs elsewhere to compensate, however they soon find there is no catch and Forex rebates truly reduce the costs of the transaction and improve their bottom line.

How do XM (xm.com) rebates work?

When you link a new or existing forex trading account to us the broker pays us part of their spread or commission profit for every trade you make as compensation for referring a customer to them. We then share the majority of our revenue with you, paying you a cash rebate for each trade you make as thank you for signing up with us.

Unlike some of our competitors your spreads will never increase as a result of using our service! The only difference is: as our client you earn extra cash per trade, making trading through us more profitable than opening direct with the broker. Founded in 2007, we are the original and leading provider of forex rebates. We pay rebates to over 100,000 accounts and traders love our helpful 24 hour live chat, telephone and email support.

How much XM (xm.com) rebates can I earn?

Use our forex rebate calculator to estimate your XM (xm.com) rebate earnings:

Instrument

Deposit currency

Rebate per lot

Lots traded

You must enter a valid number

EUR.USD 1 Pip Size

Are XM (xm.com) rebates a scam; do my spreads increase?

XM (xm.com) rebates paid by legitimate rebate providers are not a scam, however scams do exist. The most common scam is a rebate provider that marks up the spread or commission in order to pay a higher rebate than competitors. Many brokers do allow a referring party, or rebate provider, to markup costs to traders they refer. Obviously this defeats the purpose of the service provided by the rebate provider and thus jeopardizes the viability of the rebate provider’s reputation and business, so a reliable provider wouldn’t consider this. Besides this, certain rebate providers may not pay on time, or not at all. This is why it’s important to choose a reliable provider.

When working with a trustworthy rebate provider, there is no ‘catch’. It is more beneficial to a trader’s financial position to work with a rebate provider than solely with the forex broker.

Are there any other benefits to signing up for XM (xm.com) rebates?

It depends on the rebate provider. Due to our unique relationship with many brokers, we have often mediated between brokers and clients in order to help successfully resolve client issues, including clients who are having withdrawal issues. Brokers are often very fast to respond to us, since we typically have many clients with them. Our knowledgeable support team is available 24 hours per day in 8 native languages & 23 total languages for any questions. We also offer trading tools, calculators, reviews and a robust forex education section.

How are forex rebates paid?

Because we deal with so many traders in so many different countries and serve 23 languages we have to cover a wide array of options. Here’s what we offer:

Forex rebate options vary per broker:

Monthly cash back	Payments are credited and sent automatically by the 12 of the month following the month rebates are earned in.
Spread or commission reduction	The trader actually receives reduced commissions and/or spreads. This is an exciting option offered by some of our top brokers.
Paid direct to brokerage account	Cashback is credited directly to the trader’s brokerage account, typically between 1-7 days after the trade is closed. This is another exciting options offered by some of our top brokers.

In the case of the ‘Monthly cash back’ rebate option, monthly payments can be paid via bank wire, Paypal, Skrill, Sticpay, and Neteller. Some payment methods such as bank wire carries fees and often traders set a custom minimum payment amount in order to accumulate rebates and withdraw their rebates less often than monthly.

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